Previously, I wrote a post regarding water line replacement with Dominion Power. I purchased the insurance based on the age of my home and the materials used by the builder of my home. My original water line was not copper. My new water line is copper and has a 10 year warranty supplied by the Plumbing Company that replaced the line. You can find that post here
Another insurance homeowners can invest in is the sewer line repair insurance with Dominion Power. From the information I am reading on the website for Dominion Power, this insurance is for repair , not replacement of the sewer line. This is important to know since some sewer lines actually collapse and need replacement.
For this reason, an inspection by a qualified plumber, at the time of your home inspection is a very good idea if your sewer line is old and made of a material known to collapse. There are several local plumbing companies that will send a camera down the sewer lines and verify that the line is not becoming detached for any reason and that there is no sign of collapse or cracking. This usually runs around $300-350. This inspection is typically not part of a regular home inspection, it is in addition to a home inspection. Most home inspectors are not plumbers and do not have the equipment to examine the sewer lines.
Replacement of sewer lines is expensive. The expense increases exponentially if your sewer line goes into the street street (or a neighbor's yard). If your sewer line goes into the street, VDOT then becomes involved in the line replacement. The website for more information on this insurance is here.
Buying a home is a great investment. Making the right decisions along the way is important. If you would like to buy or sell a home, call me today. I will treat your transaction as if it were my own.
P.S. All photos are a courtesy of Free digital photos