Wednesday, June 18, 2014

What do buyers need from their agents?

Are you in the market to buy a home?  Wondering what to ask of your realtor in the home buying process?

Some of these questions you may already have the answer to, particularly if you have purchased a home in the past.  If this is your first home purchase, this post by the KCM Blog may help.

Discuss your questions, fears and concerns with your realtor.  This is your purchase and you deserve to be happy!

If you are ready to purchase a home, call me today.  I have experience, integrity and understand how to make the process enjoyable and satisfying....

Thank you

Carla Brooks
703-577-4960
brkslong@aol.com

PS picture is a courtesy of free digital photos

Saturday, June 14, 2014

Another beautiful weekend!

Not all the hydrangea blossoms were destroyed by latent frost....



Enjoy the weekend.  If you would like to buy or sell a home, call me today. I am here to help.

Thank you

Carla Brooks
703-577-4960
brkslong@aol.com

Friday, June 6, 2014

Giving Thanks Today





SEVENTY YEARS AGO TODAY, tens of thousands of American soldiers, sailors and airmen, along with thousands of allied troops, stormed the beaches of Normandy in Operation Overlord — D-Day — and saved the world. We remember, and give thanks to everyone who preserved freedom and our country.











God Bless America!

Carla Brooks

Monday, June 2, 2014

Clematis Love





Ran into this bush today, thought I'd take a few photos for you to enjoy.

If you would like to buy or sell a home, call me today.  I am here to help.

Thank you

Carla Brooks
703-577-4960
brkslong@aol.com

Interest Rates are still at an all time low



My first home was financed at 13% plus.  It was a small, two level townhome in Prince William County.  Eventually, it increased in value and we were able to afford a small, two level rambler with a yard for our kids to play in.  The rambler mortgage was financed by the seller along with a down payment from our townhome sale proceeds.  We saved alot of money by securing the seller financed loan since interest rates were 12% plus at the time we moved.

We made our mortgage payment directly to the seller each month.  This mortgage payment plus social security income was the sellers retirement income.  Today, seniors on fixed income are struggling to make ends meet.  A 10% rate of return in unheard of!

Interest rates on residential mortgages are incredibly low today.  Home prices, on the other hand, have steadily increased over time, despite the financial downturn in 2008.

The KCM blog has a graph of the cost of money over time.  It can be viewed here

It is always interesting to look back on the past and use that information to make sense of the present.

If you are interested in qualifying for a loan call me today.  I can refer you to an experienced lender.

                                                                 Thank you

                                                                Carla Brooks
                                                           brkslong@aol.com
                                                               703-577-4960

PS the picture is a courtesy of Free digital photos